Openly does not have blanket restrictions on pools or trampolines, nor do we mandate fencing, netting, or safety barriers. However, there are specific portal actions and property conditions to keep in mind during the quoting process.
Pools
You must select Yes to the pool question in the portal. Ensure the value of the pool is accounted for under Coverage B (Other Structures)
- Property Condition: The pool must be properly maintained and cannot be located on a rooftop. Openly will not accept pools that are incomplete, in disrepair, or left as an empty hole in the ground.
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Safety Barriers: Openly has no requirement for fencing, netting, or other safety barriers around pools.
Trampolines
Openly has no restrictions on trampoline ownership and does not ask within the portal.
- Safety Barriers: Enclosures, netting, and safety fencing are not mandated.
The above is meant as general information. This information does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to general claims handling steps, average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation.
For further assistance, contact us via our webform or Live Chat.