What is Openly’s Stance on HOAs?


A Homeowners Association (HOA) creates and enforces rules for a subdivision or planned community, with its members being the residents. An HOA can only be included in an Openly policy as an Additional Interest, found under the Portal's Parties tab. If the HOA is in charge of maintaining the home's exterior, the dwelling becomes ineligible for coverage under Openly.

Earthquake Loss Assessment and Loss Assessment are coverages offered on an Openly policy that might be useful if your Policyholder is a resident in an HOA.

Additional Information:

Who Can Be Listed As Additional Interests?

What is Earthquake Loss Assessment?

What Additional Coverages Are Offered With An Openly Policy?

If you need to add an HOA as an Additional Interest to an in force policy or need further assistance, contact us via our webform or Live Chat.

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