Medical Payments to Others, known as Coverage F, covers necessary medical expenses for individuals who are not insured by the homeowners’ policy, if they are injured on a property or due to the insured’s activities.
Because Coverage F is automatic, it is not customizable within the portal and will not be displayed.
Coverage
Medical Payments coverage is automatically included with all policies at a standard limit of $10,000. This coverage amount is fixed and cannot be changed, increased, or removed.
Key features of this coverage include:
- No-Fault Coverage: It pays out regardless of fault to help quickly resolve minor injuries and prevent potential lawsuits.
- Timeline: It covers necessary medical expenses for up to three years from the date of the accident.
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Eligible Situations: It applies to guests who have permission to be on the insured location, or injuries occurring off-premises caused by the actions of an insured person (or a pet).
For further assistance, contact us via our webform or Live Chat.