What is Coverage F? And Where Can I Find It?

Coverage F (Medical Payments) covers injuries to individuals not insured by the policy, regardless of fault. It is designed to cover necessary medical expenses for up to three years from the date of an accident that causes bodily injury to a guest who is either on the insured location with the policyholder's permission or off-premises if the activities of an insured person cause the injury.

Medical Payments coverage is automatically included with all Openly policies, up to a limit of $10,000. This coverage amount cannot be changed, so agents cannot view this coverage on the Coverage Tab in the Portal.

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