How Does a Policy’s Effective Date Change the Premium?

By default, the system sets the effective date for each new quote as eight days from the quote creation date. To offer the most competitive rate to the customer, create quotes at least eight days before the policy effective date. Note that the premium will increase if you change the effective date to within eight days of the quote creation date.

Quotes remain valid for 45 days. The Coverage tab in the portal indicates the last valid date for the quote. The proposed contract dates appear directly below the policy number.

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