When quoting a policy, inputting accurate architectural features is essential to calculating a precise replacement cost for the dwelling. Agents should specify the roof shape for the main structure on the Property Review tab in the Agent Portal.
Roof Shape Reference Guide
Complex
An intricate structural design featuring a combination of multiple slopes, gables, and hips. This layout may also include truncated (terraced or cut) sections designed to minimize the building's overall vertical height.
Flat
A roof that is completely or nearly level, contrasting sharply with traditional sloped designs. While it appears flat, it typically possesses a very slight pitch to facilitate proper water drainage.
Gable
One of the most common residential designs, a gabled roof consists of two symmetrical sections sloping in opposite directions. These sections are positioned so that their highest horizontal edges meet to form a clean ridge line.
Gambrel
Commonly associated with traditional barn architecture, a gambrel roof is a symmetrical, two-sided structure featuring two distinct sloped angles on each side. The lower slope is significantly steeper than the upper slope.
Hip
A style where all sides of the roof slope downwards toward the exterior walls, usually featuring relatively gentle, uniform angles with no vertical walls (or gables) at the ridge.
Shed
A contemporary or minimalist design consisting of a single-pitched, flat roof plane. This style is commonly set at a steep angle to allow for high ceilings and efficient runoff.
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