Tied to homeowners or dwelling policies, this endorsement addresses liability for lead poisoning in residential properties, especially older homes. It covers bodily injury, illness, or disease—including necessary care, loss of services, and resulting death—due to lead exposure.
Note: Coverage does not include injuries resulting from the insured's gross or willful negligence.
This coverage is state-specific to Massachusetts HO-3 policies. If this option does not appear in the Agent Portal, it is not available for that specific risk.
After selecting this coverage, please provide the Interim Control Letter or Compliance Letter for the property to our Customer Experience Team via webform.
The above is meant as general information. This information does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to general claims handling steps, average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation.