What If the Policyholder Owns a Home Daycare?

In Oregon and Maine, a daycare is allowed on the premises if the business has a Registered or Certified Family Child Care License. 

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This provision does NOT afford coverage to the daycare. If agents choose to write a home with Openly that has a daycare, ensure the appropriate commercial insurance policy covers the daycare. Openly requires that proof of insurance for the daycare is uploaded to our portal within 30 days.

For Oregon, agents can select Child Care License from the document type dropdown menu and attach the documentation.

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For Maine, agents can select Business Liability Insurance from the document type dropdown menu and attach the documentation.

 

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Contact us via our webform or Live Chat if you need further assistance.

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