What is Supplementary Boat Hull Coverage?

Supplementary Boat Hull Coverage is an optional endorsement that can be selected on the Coverage tab in the Portal.


This endorsement is only available in certain states. It is not currently available in your state if you do not see it as an option on the Coverage tab.

Supplementary Boat Hull Coverage provides additional physical damage coverage of up to $10,000 for boats up to 26 feet long, including trailers, furnishings, accessories and equipment, parts, and outboard motors owned by the Insured.

However, please be aware that we do not cover the following:

  • Watercraft over 26 feet in length
  • Personal watercraft (e.g., jet skis)
  • Trailers not designated or principally used to transport watercraft
  • Moorings, slips, or docks
  • Equipment that is not normally used to operate or maintain your watercraft
  • Fishing tackle
  • Property used at any time or in any manner for any "business" purpose

Openly will pay only the portion of the total losses that exceed $250. No other deductible applies to this coverage.

For further assistance, please reach out via our webform or live chat.

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