During moratoriums, producers will be temporarily unable to bind policies in the indicated zip codes. However, quotes remain valid for 45 days, and quote proposals are valid for 30 days, or until some element of the quote changes. These elements can involve the effective date, property characteristics, or aspects of coverage.
Future effective policies that have already been issued are not affected; however, no premium-bearing endorsements may be issued while moratoriums are active.
This page will be updated regularly.