Select the option that best describes the applicant's current ownership and coverage details when completing this application question:
- Yes: The applicant currently owns the home and maintains active homeowners coverage through Openly or another carrier.
- The client doesn’t own yet and is not insured: The applicant is purchasing the dwelling and will not take ownership until the pending sale closes.
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The client owns and is not insured: The applicant owns the property but does not currently have active homeowners coverage, including situations where a lender has force-placed coverage.
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