How Do I Answer If the Home is Currently Insured?

Select the most applicable option according to the definitions below:

  • Yes: Select this option if the Applicant is the current dwelling owner and has an active homeowners policy with Openly or another carrier.  
  • The client doesn’t own yet and is not insured: Select this answer if the Applicant is not the dwelling owner until a pending sale closes.
  • The client owns and is not insured: Select this answer if the Applicant owns the dwelling but does not currently have a homeowners policy in place for the dwelling. Select this answer if a lender has force-placed coverage.

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