Read the disclosure below for the state where the insured property is located to ensure compliance with state requirements.
You can view Openly's Privacy Policy here.
Policyholders can also find additional details on the privacy notice form included in their policy documents.
| State | Disclosure |
| Alabama | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Arizona | In connection with this insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Connecticut | In connection with this insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. You may request to access and correct your personal information. You also have the right to request in writing consideration of an extraordinary life circumstance which occurred within the last 3 years that may have been used in underwriting this policy. A written notice of our information practices is available upon request. |
| Delaware | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. If we do use a credit-based score, you will have the right on an annual basis to request that we obtain a current credit report for you and determine whether the use of the new credit report would result in a decrease in your insurance premiums. If the new credit report that we receive would result in a decrease in your insurance premiums, we will make that reduction. If the new credit information would not reduce your insurance premiums, the credit report will not be used to impact your premiums in any way. We also may use information from public records and other consumer reports, including claims history. |
| Georgia | In connection with this application for insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. We may obtain or use a credit based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Illinois | In connection with this application for insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. We may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Indiana | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. We also may use information from public records and other consumer reports, including claims history. |
| Kansas | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Kentucky | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Maine | In connection with this application for insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. We may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Massachusetts | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Mississippi | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. We also may use information from public records and other consumer reports, including claims history. |
| Missouri | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| New Hampshire | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. We also may use information from public records and other consumer reports, including claims history. |
| New Mexico | In connection with your application for insurance coverage, we may review and use information contained in your credit report to help determine your premium or your eligibility for coverage. We also may use information from public records and other consumer reports, including claims history. |
| Ohio | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Oklahoma | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. We also may use information from public records and other consumer reports, including claims history. |
| Oregon | In connection with this insurance, we may obtain and use information from public records and consumer reports, which we may disclose to third parties under certain circumstances. You have the right to request a written statement describing the use of credit. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Pennsylvania | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| South Carolina | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Tennessee | In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. We also may use information from public records and other consumer reports, including claims history. |
| Utah | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
| Virginia | In connection with this application for insurance, we may collect personal information from other sources, such as public records and consumer reports, which we may disclose to third parties under certain circumstances. We shall obtain or use an insurance credit score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance credit score. You may request that your credit information be updated and if you question the accuracy of the credit information, we will, upon your request, reevaluate you based on corrected credit information from a consumer reporting agency. You may request to access and correct your personal information. A written notice of our information practices is available upon request. |
| Wisconsin | In connection with this insurance, we may obtain and use information from public records and consumer reports, such as loss history and your credit-based insurance score. |
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