Read the applicable disclosure below to ensure compliance with state requirements.
Note that at this time, not all states are listed. Only read the disclosure for the state where the insured property is located if listed.
Virginia—In connection with this application for insurance, we shall obtain or use an insurance credit score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance credit score. You may request that your credit information be updated and if you question the accuracy of the credit information, we will, upon your request, reevaluate you based on corrected credit information from a consumer reporting agency. We also may use information from public records and other consumer reports, including claims history.
Delaware—In connection with this application for insurance, we may obtain or use a credit-based insurance score based on the information contained in your credit report. We may use a third party in connection with the development of your insurance score. If we do use a credit-based score, you will have the right on an annual basis to request that we obtain a current credit report for you and determine whether the use of the new credit report would result in a decrease in your insurance premiums. If the new credit report that we receive would result in a decrease in your insurance premiums, we will make that reduction. If the new credit information would not reduce your insurance premiums, the credit report will not be used to impact your premiums in any way. We also may use information from public records and other consumer reports, including claims history.
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