To update the roof age or material on a policy, submit proof of replacement for underwriting review using our webform. Policy updates require verification that at least 51% of the roof has been replaced and that all work has been paid in full.
Verification Requirements
All submitted documentation should clearly outline:
- Scope: Proof that at least 51% of the roof surface was replaced.
- Payment Status: Clear confirmation that work is complete and paid in full.
- Work Details: Description of work performed and the exact completion date.
- Contractor Info: Roofing company name, contact information, and license number.
- Photos: Recent, clear exterior photos displaying the current roof condition and material.
Acceptable Proof Documents
Submit any one of the following options to verify the change:
- Final Invoice or Certificate of Completion: Shows details of work, completion date, contractor info, and confirmation of full payment.
- Building Permit: Notes re-roofing work, total cost, and proof of a passed final inspection. Must include a recent photo of the roof.
- Initial Proposal: Shows work details and is explicitly marked "Paid in Full." Must include a photo of the new roof material.
- Seller’s Disclosure: Formally states the roof age or replacement year. Must be submitted with a recent exterior roof photo.
- Contractor Invoice: Printed or handwritten invoice on official company letterhead (including contractor name, contact details, and license number) confirming a zero balance.
For further assistance, contact us via our webform or Live Chat.