When entering property details in the Agent Portal, indicating the correct number of bathrooms is essential for calculating an accurate reconstruction value for the dwelling. The bathroom selection field is located on the Property Review tab.
Unlike traditional real estate listings that use fractions or decimals (such as a 1.5 or 2.5 bath), Openly tracks bathrooms strictly by the number of operational toilets in the dwelling. Because of this specific underwriting rule, the bathroom count entered must always be a whole number. Separate powder rooms or wash areas that contain only a sink or only a shower stall—but not a toilet—do not count toward the total number of bathrooms in the portal.
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Example: A home with two full bathrooms and one half bath, consisting of a toilet, would equal 3 bathrooms.
Endorsements
Modifying the number of bathrooms directly affects the home's estimated replacement cost. To update an active policy, submit this form.
The above is meant as general information. This information does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to general claims handling steps, average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation.
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