What Additional Coverages Are Included With an Openly Policy?

Openly includes an endorsement for HO-5 policies that provide higher limits for the following coverages:

Coverage Limit
Credit Card, EFT Card Replacement $10,000
Limited Seepage $20,000
Refrigerated Property $5,000 with a $500 deductible

Unless stated otherwise, coverage is subject to the policy deductible

To learn more about our increased sub-limits, click here: What Are Openly’s Coverage C Sub-Limits?

Openly includes an endorsement for HO-3 and HO-5 policies that provide higher limits for the following coverages:

Coverage Limit
Loss Assessment $100,000 (Section I and II)
Ordinance and Law Up to replacement cost limits
Fire Dept. Charge $5,000 *not available in all states
Land Stabilization $10,000 or 10% of loss (Lesser of)
Lock Replacement $2,000
Damage to Property of Others $10,000 (Section II)
Debris Removal $5,000 per occurrence, $5,000 per tree
Tree, Shrub, Plant Replacement $50,000 per occurrence, $5,000 per item

 

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