Coverage Details

Standard Coverage

• Viewing Property Details and Coverage Information
• Total Insured Value (TIV)
• Guaranteed Replacement Cost
• Understanding the Replacement Cost Estimate (RCE)
• Dwelling Coverage (Coverage A)
• Other Structures Coverage (Coverage B)

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Sub-Limits, Blanket and Scheduled Items

• Coverage C Sub-Limits
• Scheduled Items Coverage
• Blanket Contents Coverage
• What Coverage is Available for Bourbon and Other Spirits?

Perils

• Windstorm and Hail Exclusions
• Earthquake Loss Assessment
• Hurricane Deductibles
• Wind / Hail Roof Settlements
• Earthquake Coverage
• Wind / Hail Deductibles

See all 7 articles

Optional Coverage

• Watercraft Coverage
• Equipment Breakdown Coverage
• Buried Service Lines Coverage
• Under Construction Coverage
• Personal Cyber
• Water Backup Coverage

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Other Coverage Questions

• Damages From Fungi, Rot, or Bacteria
• Vacancy Guidelines
• Lead Poisoning Coverage
• State-Specific Coverage Overview
• Motorized Vehicles and Equipment