What Coverage is Available for Bourbon and Other Spirits?

While our HO-5 policies offer increased sub-limits and blanket coverage for wines, we do not provide the same for bourbon, beer, or other spirits.

Protection for these items would be included under the Coverage C (Personal Property) policy limit and subject to the policy deductible. You can select the limit and deductible on the Coverage tab in the Portal.

Bourbon is a barrel-aged American whiskey primarily made from corn.

Beer is an alcoholic beverage produced from yeast-fermented malt and flavored with hops.

Other spirits refer to drinks like vodka, gin, rum, and fruit brandies.

To increase the Coverage C limit for an in force policy, contact us via our webform or Live Chat.

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