Openly offers an endorsement for HO-5 policies that provide higher sub-limits for the following coverages:
| Item | Limit |
| Money, Currency | $2,500 |
| Securities | $10,000 |
| Watercraft | $3,000 |
| Trailers not used with Watercraft | $5,000 |
| Business property on/off premises |
On-premises $15,000 Off-premises $10,000 |
| Portable electronic equipment | $10,000 |
| Antennas, tapes, wires, records | $5,000 |
This endorsement also includes an added sub-limit for the following items:
| Wine | $10,000 |
| Comic books & Trading Cards | $10,000 |
| Collectibles, Figurines | $10,000 |
| Theft of Rugs & Tapestries | $10,000 |
| Theft of Tools | $10,000 |
| Art | $10,000 |
| Legally obtained marijuana | $250 |
Coverage is subject to the policy deductible.
These sub-limits for the following coverages are explicitly based on a loss due to the peril “Theft of, Misplaced, or Lost”:
| Theft of, Misplaced or Lost Jewelry, Watches, Furs | $5,000 |
| Theft of, Misplaced, or Lost Firearms | $10,000 |
| Theft of, Misplaced, or Lost Goldware | $10,000 |
Coverage is subject to the policy deductible.
To learn more about our additional coverages, read our article, What Additional Coverages Are Included With an Openly Policy?
For further assistance, contact us via our webform or Live Chat.