Blanket contents can be endorsed on the Coverage tab for Primary Residence and Secondary/Seasonal policy types. Documentation is not needed to add an item to blanket coverage.
This endorsement provides coverage for personal property that is:
- Owned by the Named Insured
- Kept at the residence premise; or
- Temporarily away from the residence premise
This endorsement provides coverage limits in $5,000 increments with a maximum coverage amount of $100,000 per property category. It is open perils coverage, settled on a Replacement Cost basis, and there is no deductible.
Our property categories are:
|
Jewelry Furs Cameras Musical Instruments (not used for business/to receive compensation) Computers Silverware Fine Arts (created as a unique piece or reproduced in limited quantities) |
Wine Firearms Fine China & Crystal Rare Coins Stamps Trading Cards Other Collectibles (including pencils, bottles, figurines, plates, comic books, thimbles, dolls, trains &/or stuffed animals.) |
This endorsement should be used for the following:
- A single item worth less than $25,000 (items valued over this amount need to be scheduled to ensure full coverage)
- Policyholders not looking for an agreed or market value settlement
For further assistance, contact us via our webform or Live Chat.