Does Openly Cover Damage From Fungi, Rot, or Bacteria?

As part of our comprehensive coverage, all Openly policies offer an endorsement to cover up to $10,000 in property damage and up to $50,000 in liability for problems caused by fungi (like mold), rot, and / or bacteria.

This includes the expense of removing the fungi from the property covered under Section I property coverages. It also covers the costs associated with tearing out and replacing any part of the building or other covered property to access the damaged area and air quality testing.

Contact us via our webform or Live Chat if you need further assistance.

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