Binding with Openly is fast and effortless. Because coverage is bound instantly, your proof of coverage and policy documents are automatically generated as soon as you complete the bind—no manual coverage binder required.
Step-by-Step Instructions
Follow these steps to bind a policy in the Agent Portal.
Step One: Select Payment Method
Once all necessary quote information has been entered, click Next and select the payment method under the Billing tab.
Note: Direct bill is unavailable for initial coverage.
Step Two: Request to Bind
Confirm the insured’s communication preferences and click Bind.
Step Three: Review and Acknowledge
A pop-up window will appear asking you to select your signature preference and review important policy details. After reviewing the information, click Bind to complete the process.
Once submitted, you’ll see a confirmation that the policy has been issued.
- Immediate Proof: The Declarations page and official policy forms are generated instantly and will be available for download immediately.
- Client Delivery: Documents will automatically be sent to your customer via their preferred delivery method (electronic or mail).
Note on Automatic Payments: If the payment method is set to EFT or Debit/Credit Card, payment is remitted immediately upon issuance. It can take up to an hour for the Agent Portal to update and reflect the account as "Paid." You can ignore the Pay Balance button during this brief processing window.
Post-Bind Requirements
Applications are not automatically sent to the name insured. Agents can generate the application before issuing the policy or retrieve it from the Documents tab once the policy is active.
To prevent policy cancellation, you must return the signed application within the following state-specific timelines:
| State | Signature Deadline |
|---|---|
| Delaware, Oklahoma, Pennsylvania, & Virginia | Must be uploaded within 10 days of the policy's effective date. If missed, a 30-day cancellation notice will be issued. |
| All Other States | Must be uploaded within 30 days of policy issuance. |
For further assistance, contact us via our webform or Live Chat.