What is Water Backup Coverage?

Water Backup is an optional endorsement that can be selected on the Coverage tab in the Portal.

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This endorsement covers damage caused by water entering the home through a sewer or drain inside the premises or damage resulting from a backed-up drain or sump pump within the building.

Claims for water backup are subject to the standard perils deductible. The chosen dollar limit acts as the sub-limit, which is the maximum amount Openly will pay for water backup damage.

The available coverage limits are:

  • $5,000
  • $10,000
  • $25,000
  • $100,000
  • Full Coverage (Guaranteed Replacement Cost up to $5M)

Contact us via our webform or Live Chat if you need further assistance.

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