What is Buried Service Lines Coverage?

Buried Service Lines is an optional endorsement that can be selected on the Coverage tab for all policy types.

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This endorsement covers the repair or replacement of buried utility lines on the residence premises along with the following:

  • Excavation costs
  • Expediting costs
  • Outdoor property damaged by the damaged service line
  • New generation costs to improve safety
  • Additional living expenses and fair rental value

It covers leaks, breaks, tears, ruptures, collapse, or electrical arching of a buried utility line. Openly provides a coverage limit of $10,000 that is subject to a $500 deductible.

Coverage does not apply to storm drains, septic systems, or heat pumps.

Some exclusions regarding this endorsement include:

  • Any part of any underground pipes or underground wires that is beneath or within a body of water, including swimming pools, ponds, lakes, or streams
  • Any part of any underground pipes or underground wires that is beneath or within the dwelling or other structures on the “residence premises”
  • Any underground pipes used to supply water to outdoor property, including swimming pools, hot tubs, fountains, or ponds
  • Any underground pipes or underground wires that are not connected and ready for use

Contact us via our webform or Live Chat if you need further assistance.

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