Earthquake coverage is an optional endorsement for all policy types that can be selected on the Coverage tab in the Portal.
This endorsement adds coverage when a loss occurs due to an earthquake, including land shock waves or tremors before, during, or after a volcanic eruption. One or more earthquake shocks that occur within 72 hours constitute a single earthquake.
This endorsement does not provide coverage for the following:
- Flood losses that are caused by or result from an earthquake
- Cost of filling the land
A separate deductible is applied to this policy when the endorsement is added, which can be adjusted in the portal.
Man-made earthquakes are excluded in applicable states.
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