Earthquake Coverage can be added by endorsement on the Coverage tab in the Portal.
Earthquake Loss Assessment Coverage can be added by endorsement when Earthquake Coverage is selected. It broadens the base loss assessment coverage to include earthquakes. Coverage is triggered when an Association assesses the insured because of damage to association property from an earthquake. Read our article, What Is Openly’s Stance On HOAs? for more information.
The coverage provided by this endorsement does not include assessments charged by any governmental body or as a result of flood damages caused by or resulting from an earthquake.
This coverage is subject to a separate, special deductible that will be shown on the Declarations page.
For further assistance, contact us via our webform or Live Chat.