Every policy requires at least one Named Insured listed under Human Named Insured. This section auto-fills from the applicant's details during quoting. Generally, individuals listed on the property deed who reside in the home should be listed as Human Named Insured.
Note: If an individual is listed on the property deed but does not reside in the home (other than controlling owner(s) of a landlord policy), do not add them as a Human Named Insured. Generally, evaluate them for Additional Insured status.
Coverages
Named Insureds and their resident spouses (including civil unions) are eligible for the following coverages subject to policy terms, conditions, and limitations:
- Coverage A (Main Dwelling)
- Coverage B (Other Structures)
- Coverage C (Personal Property)
- Coverage D (Loss of Use)
- Coverage E (Liability)
- Coverage F (Medical Payments)
For more information regarding other insured parties, including legal entities, additional insureds, other household members, and more, visit Insured Parties.
For further assistance, contact us via our webform or Live Chat.
The above is meant as general information. This information does not modify any provisions, limitations, or exclusions expressly stated in any insurance policy. Descriptions of all coverages and other features on this page are necessarily brief; in order to fully understand the coverages and other features of a specific insurance policy, we encourage you to read the applicable policy. Whether an accident or other loss is covered is subject to the terms and conditions of the actual insurance policy or policies involved in the claim. References to general claims handling steps, average or typical premiums, amounts of losses, deductibles, costs of coverages/repair, etc., are illustrative and may not apply to your situation.